Near a black hole, gravity becomes increasingly strong and spacetime curvature becomes increasingly important, but the exact physical experience depends strongly on distance from the black hole, its mass, its rotation, its charge and whether the surrounding environment contains hot gas or other matter. A black hole is not simply a region in which gravity suddenly becomes infinitely strong at the event horizon.
Outside the event horizon, an object can in principle remain in orbit if its trajectory and distance are suitable. As an object approaches the black hole, gravitational acceleration and tidal forces generally increase, although the tidal forces at the event horizon can be surprisingly small for a sufficiently massive black hole. Light travelling near the black hole follows strongly curved paths because spacetime geometry is distorted.
Distant observers see gravitational time dilation and redshifting of signals emitted deeper in the gravitational field. The region around an actively feeding black hole can also contain an extremely hot accretion flow, powerful magnetic fields and relativistic particles, making the environment potentially hostile independently of the black hole's gravity itself.
The event horizon is the most important causal boundary associated with a black hole. For a nonrotating black hole, it lies at the Schwarzschild radius, which is proportional to the black hole's mass. Crossing the event horizon does not necessarily produce a locally dramatic event for a freely falling observer. If the black hole is sufficiently massive, the gravitational field can vary only modestly across a human sized distance at the horizon, so tidal stretching there may be weak.
The observer can cross the horizon without seeing a physical wall or surface. For a distant observer using suitable coordinates, signals from the falling object become increasingly delayed, redshifted and faint as the object approaches the horizon, making it appear to approach the horizon asymptotically in the observer's coordinate description. This does not mean that the falling object itself experiences an infinite duration before crossing. In its own proper time, it crosses the horizon after a finite interval. The difference arises from the geometry of spacetime and the way distant observers define time and receive signals.
Tidal forces are produced because gravity is stronger on one side of an extended object than on the other. Near a black hole, these differences can become enormous. The process popularly called spaghettification occurs when tidal forces stretch an object along the radial direction and compress it in directions perpendicular to that direction. For a small stellar mass black hole, tidal forces near the event horizon can be strong enough to destroy an object before or around horizon crossing.
For a supermassive black hole, the event horizon is much farther from the central singularity and the gravitational gradient at the horizon can be much weaker, potentially allowing a sufficiently small object to cross without immediate tidal destruction. However, the object would eventually encounter increasingly strong tidal forces as it travelled deeper into the black hole. The relevant quantity is not simply gravitational acceleration but the variation of the gravitational field across the object's size. This is why the experience of crossing the horizon differs substantially between black holes of different masses.
Light and other electromagnetic radiation are strongly affected by a black hole's gravitational field. Gravitational redshift causes photons climbing out of a deep gravitational potential to lose energy as measured by distant observers, with their frequencies shifted towards longer wavelengths. Near a black hole, light can also be strongly bent, producing gravitational lensing and multiple images of background sources.
There is a region associated with unstable circular photon trajectories, often called the photon sphere for the ideal Schwarzschild case, located at one and a half times the Schwarzschild radius. Photons passing near this region can orbit temporarily before escaping or being captured. The strong lensing can produce bright rings and distorted images around the apparent black hole. The dark region in horizon scale images is therefore not simply a photograph of the event horizon itself. It is an observational shadow produced by the combination of photon capture, gravitational lensing and emission from surrounding plasma. These effects provide important tests of strong field general relativity.
Rotating black holes introduce additional phenomena. A rotating black hole is described externally by the Kerr solution in classical general relativity, and rotation drags spacetime around with it. This effect is called frame dragging. Outside the event horizon lies an ergoregion, within which an observer cannot remain stationary relative to distant inertial frames. The ergoregion permits processes such as the Penrose process, in which energy can theoretically be extracted from the rotational energy of a rotating black hole.
Magnetic fields and plasma around rotating black holes can also participate in mechanisms that produce powerful relativistic jets. The spin of a black hole therefore affects the geometry, orbital dynamics, accretion flow and possible energy extraction processes near it. Real astrophysical black holes are expected to rotate because matter and mergers carry angular momentum. Their environments are consequently more complicated than the simplest nonrotating textbook model.
Near an actively accreting black hole, conditions can be dominated by matter outside the horizon. Gas falling inward generally possesses angular momentum, so it does not simply fall radially. Instead, it can form an accretion disc in which gravitational energy is transformed into thermal and radiative energy. Temperatures can reach millions of degrees or higher in inner regions, producing strong X ray emission.
Magnetic fields can drive turbulence and transport angular momentum, while relativistic particles may be accelerated to extremely high energies. Some systems generate jets travelling at speeds extremely close to the speed of light. The environment can therefore expose an approaching object to intense radiation, magnetic fields, high energy particles and rapidly changing plasma conditions long before gravitational tidal effects become dominant. In a quiescent black hole system, by contrast, the immediate environment can be comparatively sparse. This distinction is important because many popular descriptions attribute every extreme condition near a black hole directly to the black hole itself, when much of the observable energy actually comes from surrounding matter.
An observer near a black hole also experiences effects involving time and communication. Proper time is the time measured by a clock travelling with the observer, while coordinate time can be assigned differently depending on the reference frame and coordinates used. A clock deeper in a gravitational field can appear to run more slowly relative to a distant observer when compared using appropriate signal exchange procedures. Signals escaping from near the horizon become increasingly redshifted and delayed.
These effects do not mean that the falling observer's local clock physically stops. Locally, the observer continues to experience normal passage of proper time until encountering whatever physical conditions eventually destroy the object or reaching the classical interior singularity. This distinction between local measurements and distant observations is essential in general relativity. Statements such as time stops at a black hole are therefore simplified descriptions of a particular coordinate perspective rather than a complete physical account.
What ultimately happens after horizon crossing depends on the black hole's spacetime geometry and on the limitations of classical general relativity. In the ideal Schwarzschild solution, an infalling observer reaches the central singularity after a finite amount of proper time once inside the horizon. For a rotating black hole, the internal geometry is more complicated and the ideal mathematical solution contains structures that are unlikely to represent the complete interior of a realistic astrophysical object.
Quantum gravitational effects are expected to become important before any classical singularity is physically reached, but no experimentally verified theory currently provides a definitive description of that regime. Outside the horizon, however, general relativity has been tested extensively and makes precise predictions for orbital motion, gravitational lensing, time dilation, gravitational waves and other phenomena.
The phrase near a black hole therefore covers a wide range of physical environments, from ordinary stable orbits far outside the horizon to extreme relativistic conditions close to it. There is no single universal experience, and mass, spin, trajectory and surrounding matter all determine the detailed outcome.